Sometimes life can throw you a curveball. You can go along, day after day, and life seems to go smooth. Then bam! There is that curve in the road of life that you have to get through one way or another. Money. Money is that curve that everyone experiences at least one time in their life. Some are fortunate to never have money problems and others have them all of the time due to lack of knowledge and spending too much, or maybe medical or unforeseen bills. If one is smart they can live below their means and always have money in case of those unforeseen circumstances. Case in point, me and my husband. We have had an unexpected situation arise and we have to come up with a sum of money. Do we have the money? Yes, but to me and my mind there goes our little cushion that I am used to having. Will we be ok after we pay this sum of money? Yes, but I will make sure that we will build our cushion back up as soon as possible. I also have some decisions to make in my life that involve money, so being frugal is more important now more than ever.
The ways we try to stay frugal are simple, we don’t try to keep up with the Jones’ s next door. We buy used items when it is the right thing to do. We made a decision that we will only eat out maybe twice a month, I prefer once a month. These are the big ways of saving money, but I also save on the little ways like hanging up clothes instead of putting them in the dryer, etc.
One thing that I have been doing is stocking my pantry with items that I am getting free or for pennies.
In the last week I was able to purchase these items for $1.70. While I don’t like to purchase hot dogs, they are no different than someone wanting to eat out. But at 25¢ each they were a bargain. The toothbrush was 49¢, mushrooms were free at Giant Eagle with their new eAdvantage program, and the sour cream was 69¢ with an e coupon loaded to my card.
The brown sugar was free with Saving Star. I just activated the deal on my account and when I purchased it, Saving Star added the amount I spent to my account.
I am trying to keep our amount of money spent out of our pockets to a minimum. Some days it is hard, but when you keep your mind set on the reason why you are not spending money, it will keep your hands in your pockets. If you are used to eating out three nights a week, and you spend roughly $40 each time, that is $120 a week! That is crazy! In ten weeks that is $1200! Just think of what you could do with that kind of money. Maybe pay off some bills, or take a vacation. Being frugal might seem like you are giving things up, but giving up a few things is worth your piece of mind at night when your bills are paid and you are trying to sleep.
There are many websites, blogs and Facebook pages that devote advice on saving money. Even though I have been a die hard frugal person, I am still trying to find more ways to save. This curve in my road will straighten out, by following advice, and ideas on how to save more money and get through it one day at a time.