I”m back! Wow it has been a crazy holiday. My son, who is home from college, ended up at the doctors office on Christmas Eve morning with what I thought were some symptoms of meningitis, but thankfully that wasn’t the case. A muscle relaxer was all that was needed for his stiff neck, head and back pain. When your grown son lays on the couch in cold sweats and in severe pain, the momma in me kicks in and gets very concerned. So needless to say our Christmas was very quiet and peaceful, but still enjoyable at the same time.
With the holiday over, I am looking ahead to 2014 and saving money. I am always careful not to put too much on our credit card during the holiday. Heck I don’t like to put much on the credit card anytime, but I am happy to say that we have no debt from Christmas! My savings that I am implementing is to help pay down/off our car loan, our new roof and our new heating/ac unit that we had installed last summer. Add some other minor incidents that have come our way, and money always seems to go down the drain quickly. I am ready to do some major savings and try to get these things paid off as soon as possible. While I am a frugal person by nature and love saving money, I also believe in comfort. I don’t believe in starving yourself of food or home comfort.
While I fully believe in saving every penny, I also believe in looking respectable in public and also having a comfortable home. I love buying a new pair of earrings or maybe a new to me homemade doily, but I will check out the thrift shop first before going to the store. If I can get something for a quarter, that isn’t too bad. I might go weeks without buying a single thing, but then I might go to the thrift shop and find something that I love. I will set the table for dinner and use pretty cloth napkins that I found at a garage sale, light a candle that I bought at the dollar store and enjoy my frugal meal made with food that was either homegrown or bought on sale cheap. It is a comfort that I can take in without breaking the bank. It makes you feel rich in the feeling of what you can do on a limited budget.
I am going to share some ideas and ways that I try to save money in upcoming posts. I am starting it off by saying that I am going to stop buying paper napkins and drag out all of my cloth napkins that I have had for years. When my children were little, that is all that we used and little by little I started getting away from them. No more money spent on the paper ones! I am going to find a pretty basket that I am sure I have stashed in my closet and roll up the napkins and put them in the basket for easy access for anyone that may need one. I will still buy paper towels as I like to use them with a homemade cleaner to clean counters and sinks with. It is cheaper than buying the pre-moistened cleaning wipes and less that I have to throw away. When we have used a napkin, I just toss them in the washer with my other towels. They all get washed together so there is no extra water and detergent being used either. I do the same with my dish rags. My mom knits them and gives me some throughout the year and I just wash them with my towels as well. Occasionally I will soak my dish cloths in bleach water to get the “smell” out of them before I wash them as usual.
I am interested in hearing how everyone else saves money. Do you practice frugality to the extreme or do you do it like me and still like to have some things that are comforting to you and your home? Let me know how you are frugal!